Program IRA for Individuals Investing in Realty Capital Securities' HEALTHCARE TRUST OF AMERICA or AMERICAN REALTY CAPITAL Investments

Sterling Trust serves as a preferred IRA provider for individuals that invest in a Healthcare Trust of America ("Healthcare") or American Realty Capital ("ARC") sponsored investment using qualified retirement funds from an Individual Retirement Account ("IRA") or other qualified retirement plan.

Through Realty Capital Securities' arrangement with Sterling Trust, the IRA establishment fee will be paid by Realty Capital Securitiesprovided that:

• A current publicly registered Healthcare or ARC  investment is purchased and held within this IRA, and
• Only publicly traded or registered securities are held within this IRA.

Certain restrictions apply. Please read the Application for Traditional, Roth or SEP Program IRAs for Realty Capital Securities Investors for complete details.

A Program IRA for Healthcare or ARC investments offers these benefits —

• A free IRA establishment fee*  
• The ability to hold Healthcare or ARC investments plus any other publicly offered or registered investments (except precious metal holdings)
• Flexibility to diversify within one consolidated IRA account…now you can transfer all of your IRAs in your Program IRA with Sterling Trust!
• 24/7 web access to view your IRA account
• Automatic reinvestment (or dollar cost averaging) of cash dividends or earnings to the investment of your choice at no extra cost!
• No transaction fees for purchases, sales or exchanges
• A flexible distribution schedule that lets the IRA accountholder choose the day of the month or quarter to receive IRA account withdrawals (with free distributions if sent by ACH!)
• Easy-to-read quarterly IRA account statements
• Prompt, personal service by Sterling Trust’s IRA Service Group by phone, fax or email, Monday-Friday,  8 am-5 pm Central Time     

* Subject to the restrictions shown in the Program IRA Application for Healthcare or ARC investments 

To open a Program IRA for a Healthcare or ARC sponsored investment, select the appropriate IRA kit in the left sidebar.

Need Help?

• For questions about establishing your IRA, e-mail our IRA Client Services Team at IRAServices@SterlingTrustCompany.com or call800.955.3434, option 2.  Be sure to mention that you are setting up a Program IRA for a Healthcare or ARC investment. 
• For more information about IRAs, see IRS Publication 590.

Any information you send to us by e-mail is not transmitted through a secure connection. Please do not include any personal information you would not want to make public.

• ARC/Healthcare Trust Application for Traditional, Roth or Sep
• ARC/Healthcare Trust Application for SIMPLE