Sterling Trust Annual Retail IRA Fee Schedule

Portfolio Value	Standard Fee
$0 - $14,999	$190
$15,000 - $24,999	$260
$25,000 - $49,999	$300
$50,000 - $99,999	$360
$100,000 - $199,999	$440
$200,000 - $299,999	$600
$300,000 - $399,999	$640
$400,000 - $499,999	$920
$500,000 - $599,999	$1,500
$600,000 - $699,999	$1,600
$700,000 - $799,999	$1,700
$800,000 - $899,999	$1,750
$900,000 - $999,999	$1,800
$1,000,000 - Over	$1,850
*** One Time Set-Up Fee	$50

Please note the following:

• The annual fee is assesed in the 1st Quarter of each year.
• There are no transaction or distribution fees.
• The fee schedule does not include brokerage commissions.
• The complete termination fee is $200.00.
• The partial termination fee is $75.00.
• The per asset re-registration fee for all non-traditional assets removed from the account due to partial or complete account termination/transfer is $100.00.
• The above fees are effective from January 1 to December 31 of any given calendar year. All fees are subject to change.
• IRA maintenance fees are not prorated.
• Any investment fees are taken from your account on the day an investment is processed unless you pre-pay the fees. Fees cannot be reimbursed.