Our Independence Gives You Control

Many banks, insurance companies, and securities or brokerage firms offering retirement accounts may limit your investment options to the products they sell.  

Sterling Trust is different.

We do not sell investment products or provide investment advice.  Our accounts truly are self-directed, meaning you make the decisions to invest in the investment products you choose.  Sterling Trust provides you the ultimate freedom to customize your  retirement investment portfolio to meet your financial goals.

Because investment decisions are involved, you may opt to work with any financial professional you choose.  Sterling Trust works with many financial professionals, broker dealers and registered investment advisers across the country.

Complete Investment Flexibility

You can choose from a wide array of traditional public investment offerings —

• Mutual funds in any mutual fund family
• Stocks and bonds in a brokerage account
• Annuities
• Public limited partnerships
• Direct participation programs (including REITs)
• Treasuries or U.S. government securities
• Bank certificates of deposit (CDs) 
• U.S.-minted coins or bullion

You may also choose to hold private placement offerings or other alternative investments —

• Closely-held stocks
• Private limited partnerships
• Limited liability companies
• Real estate - including real estate structured as Tenants in Common (TICs)
• Debt financed/leveraged real estate 
• Promissory notes
• Corporate debt offerings
• Trust deeds
• Futures trading accounts

 Value for You

Competitive fees Prompt and accurate processing Consolidation of existing accounts

Maximum investment flexibility Freedom to customize your portfolio  Outstanding service

Sterling Trust provides you the ultimate freedom to customize your retirement investment portfolio to meet your financial goals.